Manufactured Housing News

The most common form of financing available when purchasing a manufactured home that is not attached to real property is classified as a chattel loan, whereas a manufactured home attached to real property utilizing a permanent foundation system is considered as real estate and financed as real estate. The following contains excerpts from a report...

More than 21 million people live in approximately 8-12 million “mobile homes” or manufactured homes in the U.S. It is not easily determined how many of those homes are “mobile homes,” built before 1976, or today’s high quality manufactured homes built to high quality standards mandated by the Department of Housing and Urban Development aka...

Troy, Mich – Champion Homes, Inc. today announced that Skyline Homes, a member of the Family of Champion Homes Brands, has been awarded America’s Most Trusted Manufactured Home Builder 5 Years in a Row 2021-2025. The brand has been identified as the most trusted among consumers shopping for a manufactured home in the Lifestory Research 2021-2025...

Today’s manufactured homes are the most regulated and inspected single family quality affordable housing in the United States. The only form of housing in the U.S. subject to a stringent National Building Code. With the support of the responsible members of the “mobile home” industry, the U.S. Congress passed legislation in 1976 to establish a...

Today’s modern manufactured home is “everything a home should be” which is generally equal and often superior, in every respect, to a traditional site-built home and will have a cost up to 50% less per square foot than a comparably sized custom home constructed on site. It is conceivable that within the not-so distant future...

The following are 7 frequently asked questions (with brief answers) generally posed by potential manufactured home buyers. Why should I consider a manufactured home? If you’re looking to get the most out of your “housing dollar,” you should consider a manufactured home. Depending on the regions of the country, construction costs per square foot for...

Manufactured homes have been unfairly stigmatized in the past there’s no argument that they are a source of high-quality, relatively low-cost housing, especially in rural areas  A recent report (FinRegLab) explores the potential of modernizing federal insurance programs for manufactured home loans to combat the nation’s affordable housing crisis. Financing options for these homes remain limited,...

On April 1, 2025, Kentucky Governor Andy Beshear signed House Bill 160 into law, marking a significant advancement for the manufactured housing industry in Kentucky. This legislation, based on similar legislation in Indiana, prohibits local governments from adopting or enforcing zoning regulations that discriminate against manufactured homes compared to site-built, single-family residences.   Key Provisions...

The manufactured housing industry is poised to be a prominent commercial real estate sector moving forward. Manufactured housing has become one of the most innovative sectors and could be a viable solution to the significant ongoing lack of affordable housing, according to the Berkadia Manufactured Housing Annual Report. The U.S. The Department of Housing and...

Foremost Insurance Company has indicated that the average manufactured homeowner is 49.9 years old. However, today’s high quality affordable manufactured homes appeal to a wide range of demographic groups. The following three groups and their motivations for choosing modern manufactured housing are summarized below. “Baby Boomers” – (aka Generation X – born between 1946-1964). This...