Mortgage Couch, Inc.

Manufactured homes have been unfairly stigmatized in the past there’s no argument that they are a source of high-quality, relatively low-cost housing, especially in rural areas  A recent report (FinRegLab) explores the potential of modernizing federal insurance programs for manufactured home loans to combat the nation’s affordable housing crisis. Financing options for these homes remain limited,...

On April 1, 2025, Kentucky Governor Andy Beshear signed House Bill 160 into law, marking a significant advancement for the manufactured housing industry in Kentucky. This legislation, based on similar legislation in Indiana, prohibits local governments from adopting or enforcing zoning regulations that discriminate against manufactured homes compared to site-built, single-family residences.   Key Provisions...

The manufactured housing industry is poised to be a prominent commercial real estate sector moving forward. Manufactured housing has become one of the most innovative sectors and could be a viable solution to the significant ongoing lack of affordable housing, according to the Berkadia Manufactured Housing Annual Report. The U.S. The Department of Housing and...

Foremost Insurance Company has indicated that the average manufactured homeowner is 49.9 years old. However, today’s high quality affordable manufactured homes appeal to a wide range of demographic groups. The following three groups and their motivations for choosing modern manufactured housing are summarized below. “Baby Boomers” – (aka Generation X – born between 1946-1964). This...

The Department of Housing and Urban Development (HUD) has postponed the implementation of its updated Manufactured Home Construction and Safety Standards (MHCSS) from March 17, 2025, to September 15, 2025. The Trump Administration has delayed the effective date for these new manufactured housing standards to “give regulatory relief and additional time for industry stakeholders to...

We show that the first and only experiment of the U.S. mass production of houses in a factory-built home industry that became known as the Mobile Home industry (and today, as the Manufactured Home industry), was a tremendous success. Mobile home prices fell by two thirds from 1955 to 1973, as productivity soared; home quality...

President Trump has nominated Scott Turner, a former professional football player, businessman, and public servant, to serve as Secretary of the U.S. Department of Housing and Urban Development. Turner has been confirmed for the Cabinet position, receiving Senate approval with a 55-44-1 vote. His confirmation followed a 13-11 vote  by the Senate Banking Committee, both...

The average sale price for a new manufactured home is $125,000, according to September 2024 data from the U.S. Census Bureau. Prices may vary by the type of home: For example, a single-wide manufactured home averages $87,000, while a double-wide has a median cost of $153,100. Compared to the $402,000 median sales in January 2025...

Skyline Champion Corp. has released its Q3 earnings. Here is a breakdown of the information Skyline Champion Corp presented to its investors. Champion Homes, Inc., a leading producer of factory-built housing in North America, specializes in manufacturing modular and manufactured homes under various well-known brand names. With 48 manufacturing facilities and 72 retail locations, the...

(Source: MHI Economic Report) – The manufactured housing industry closed out 2024 on a high note, with notable increases in production and shipments. December production saw an 11.3% year-over-year increase, contributing to an impressive 15.9% growth in year-to-date production.   Shipments also trended upward, with single-section homes rising 11.1% year-to-date, while multi-section shipments surged 19.7%. The...