Mortgage Couch, Inc.

MH Advantage Loans In 2017-18 Fannie Mae engaged with manufactured home producers to develop MH Advantage to offer a new affordable housing option. MH Advantage properties are built to meet specific construction, architectural and energy efficiency specifications, and include features such as garages, carports and dormers, giving an appearance that is more similar to traditional...

With interest rates staying higher for longer coupled with steadily tight, albeit rising inventory this spring, borrowers continue to explore all options when it comes to purchasing a home they can afford. Enter high-quality manufactured housing. These high-quality, factory built homes offer more for less, and the once negative sentiment towards them is turning the...

Manufactured homes are the answer to the lack of affordable housing in the U.S. Unfortunately, many aspiring homebuyers have not explored the affordable advantages of today’s high quality manufactured homes. The following are 7 frequently asked questions (with brief answers) generally posed by potential manufactured home buyers.   Why should I consider a manufactured home?...

The U.S. housing market crisis has been marked by tight inventory and high prices, but two economists pointed to a source of affordable homes that could be unlocked by amending a federal law from 1974. More precisely, the elimination of five words from the National Manufactured Housing Construction and Safety Standards Act would boost demand...

Many Americans than ever are priced out of the housing market and President Biden has outlined steps his administration is taking to increase development of affordable housing.  The comprehensive report includes his agenda of budget and policy proposals aimed at increasing affordable housing including:    Zoning Reform to Increase Affordable Housing:  Including Direct Subsidies to...

Are you ready to dive into another exciting installment of From Bookwork to Blueprint? Our latest episode, titled Tub Mistake, Hard Work, and Roof Success, is packed with real-life lessons, unexpected challenges, and the triumphant spirit of our dedicated students. Here’s a sneak peek into what you can expect from this latest installment.   Lessons...

“Putting the cart before the horse” is often applicable to purchasers of new manufactured homes, often entering into a non-contingent purchase agreement before knowing where the home is to be located and the costs of placement. Any home purchase commitment should be contingent on locating a placement location. Typically the retailer will have information pertaining...

Today, homeownership is frequently cited as an example of attaining the American Dream. It is a symbol of financial success and independence, and it means an ability to control one’s own dwelling place instead of the whims of a landlord. For many, the realization of that unique element of the American dream is becoming illusive...

Headed to the Barn The manufactured home industry has long been at the forefront of innovation, offering alternatives that blend affordability, efficiency, and modern design. Deer Valley Homebuilders exemplifies this trend with their introduction of the Barndominium, a revolutionary concept in modular housing that merges rustic charm with contemporary living.   The Barndominium: A Fusion...

Source: The following are brief excerpts from a comprehensive report by Governing, republished from The Conversation.   When you hear the words “trailer park” or “mobile home park,” what comes to mind? Crime? Poverty? Vulnerability to natural disasters? These negative images reflect the stigma, reinforced by popular culture, that many U.S. residents assigned to manufactured...