Mortgage Couch, Inc.

Many Americans than ever are priced out of the housing market and President Biden has outlined steps his administration is taking to increase development of affordable housing.  The comprehensive report includes his agenda of budget and policy proposals aimed at increasing affordable housing including:    Zoning Reform to Increase Affordable Housing:  Including Direct Subsidies to...

Are you ready to dive into another exciting installment of From Bookwork to Blueprint? Our latest episode, titled Tub Mistake, Hard Work, and Roof Success, is packed with real-life lessons, unexpected challenges, and the triumphant spirit of our dedicated students. Here’s a sneak peek into what you can expect from this latest installment.   Lessons...

“Putting the cart before the horse” is often applicable to purchasers of new manufactured homes, often entering into a non-contingent purchase agreement before knowing where the home is to be located and the costs of placement. Any home purchase commitment should be contingent on locating a placement location. Typically the retailer will have information pertaining...

Today, homeownership is frequently cited as an example of attaining the American Dream. It is a symbol of financial success and independence, and it means an ability to control one’s own dwelling place instead of the whims of a landlord. For many, the realization of that unique element of the American dream is becoming illusive...

Headed to the Barn The manufactured home industry has long been at the forefront of innovation, offering alternatives that blend affordability, efficiency, and modern design. Deer Valley Homebuilders exemplifies this trend with their introduction of the Barndominium, a revolutionary concept in modular housing that merges rustic charm with contemporary living.   The Barndominium: A Fusion...

Source: The following are brief excerpts from a comprehensive report by Governing, republished from The Conversation.   When you hear the words “trailer park” or “mobile home park,” what comes to mind? Crime? Poverty? Vulnerability to natural disasters? These negative images reflect the stigma, reinforced by popular culture, that many U.S. residents assigned to manufactured...

Newly increased loan limits for title 1 Program supports the Biden-Harris Administration’s efforts to increase the supply and use of manufactured homes as an affordable housing source. WASHINGTON – On March 18. 2024 press release the Federal Housing Administration announced new loan limits for its title 1 Manufactured Home Loan program. The increased amounts use...

According to Lending Tree, Foremost, American Modern and Assurant stand out as the best manufactured home insurance companies for both older mobile homes and newer manufactured homes. Here’s why:   Foremost A subsidiary of Farmers Insurance, Foremost was the first insurance company to cover prefabricated homes. Founded in 1952, the company provides coverage for both...

Leading Texas Factory-Built Home Manufacturer now licensed to Build Tiny Homes American Homestar Corporation (AHC), a pioneering force in factory-built homes, has announced its latest venture into the realm of tiny homes. Established in 1971 by Buck Teeter, AHC has consistently set industry standards for quality and innovation. Operating two manufacturing facilities in North Texas,...

There are numerous home loan programs available for purchasers of manufactured homes. Often the loan type is dependent on the intended home placement site and how the home will be installed on that site.   CAPSULE LOAN TYPES The following are brief descriptive capsules of the most common loan types available to manufactured home purchasers....